Maagap kong natapos ang pag aasikaso ko ng papers ko sa NBI Lucena City Branch kaya dumaan muna ako
sa SM City sa paborito kong
tambayan - sa National Book Store. Halos karamihan sa mga aklat ay naka sealed
ng plastic kaya hindi pala akong pwedeng magbasa ng libre hehehe mahilig pala sa
libreng basa. Sa kahahanap ko, may isang mini pocket book na na-attract talaga
ang aking mata entitled "Ang Pera Na Di Bitin" ni Ardy Roberto.
Seguro dahil may
personal emotional attachment sa akin.
Tingin agad ako sa price, uy mura lang, di na ako naghanap ng ibang libro....punta na
agad ako sa counter ng cashier. ..Mahilig kasi akong bumili ng mga christian
pocket sized mini book tulad ng kay
Pastor Ed Lapiz , Bo Sanchez etc.
Excited ko nang mabasa ang binili ko kaya pumunta na ako sa
sakayan pauwi sa amin at sakto dami pang bakante, at sinimulan ko nang magbasa.
At habang binabasa ko siya, nabuhay na naman ang aking
entreprenuerial spirit. Bata pa ako, it is my dream to establish a business
empire. Kaya lang may problema ako, to be a successful businessman you
should manage your cash properly.....at dun ako bagsak.
My mother, I can say was very frugal when it comes to
spending - pero ako di ko madisiplina
ang sarili ko because of my poor mental attitude.
Pero nagpapasalamat ako kay Lord dahil binigyan niya ako ng karanasan na nagturo sa
akin para matutong pagkasyahin kung magkano ang kaya ng budget at matutong
magtiwala sa Diyos. Tulad ng naging karanasan ng author ng book na nabaon sa
utang hanggang makalaya at maibalik sa
normal ang kanyang buhay.
Kung nakakarelate ka sa kwento ko, sa kwento ni Ardy, at sa
kwento ng maraming Pilipino na laging bitin sa pera, learn to adopt these
strategies:
1. Save
Before paying everything such as electric bill, rent, food
etc, pay yourself first in form of savings. Hindi yan inilagay para dukutin or
withdraw-hin kapag may gustong bilihin, it is intended for future use. You can
save any amount of money or even 1 peso just to make a good start. When you are young at the age
of 20, start to put a portion of your money in the bank with compounded
interest. When you reach the age of 40, you will be automatic millionaire and
even.
Ang sarap kaya kahit matanda ka na eh kaya mo pa rin
suportahan ang sarili mo na hindi ka na manghihingi sa mga anak mo.
2. Give.
This refers to your tithes or 10% of your income by giving
back to the house of Lord with a cheerful heart. Ang sabi sa bible, ikaw ay
bibigyan ayon sa panukat na ginamit mo sa iyong pagbibigay - pag nagbibigay
kang may galak sa puso ito ay babalik sa
iyo ng siksik, liglig at umaapaw.
3. Get out of debts and stop borrowing
Stop borrowing and make ways to get out of debt. Avoid using
credit card if you are impulsive buyer. Have discipline and sacrifice to get
your goal of getting out of debt.
4.Live simply.
According to Mahatma Gandhi, you may change your dress often
but it does not change the inner you. Your clothes, your gadget, your
jewelries, your accessories does not matter, it is your perspective that
matters. If you are in the right perspective, it is not how much you earn or
possess but how much you give.
5. Mag sipag, magnegosyo
Even the bible encourages us to do business. In the parable
of talents, we are taught not to keep the wealth but to grow and multiply for
God's purpose. .
6.Mag invest
Investing means putting your money to work for you. There
are ways to make investment in legal ways: real estate, money market, mutual
funds and direct selling or online marketing.
As the parable of talents implied, growing and multiplication of wealth
is not bad as long as the money is your servant and not your master.
7.Educate your self
Educate yourself means "sharpening your axe"
financially, physically, emotionally, mentally, socially and the most important spiritually. Life is a
continuing educational process.
Hope may natutunan po kayo sa article na ito. Later, I will
make a copy of this book in ebook form courtesy of Mr. Eduardo Roberto. I find
it significant, practical, and based in biblical verses. It is written in our
common conversational manner (taglish) and hilarious also.
.
Please do like my fanpage.
Thank you for visiting here and God bless!
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